Financial Advice and Planning
Our aim is to help you reach your financial freedom so you can make the most of life.
We are well educated and more importantly, experienced in all facets of financial advice.
We seek to educate and inspire you to make smart decisions about your present and future, and to avoid costly mistakes.
We take a holistic approach to form strategies that you are comfortable with and that we believe are in your best interests.
Retirement Planning and Advice
Our aim is to make your current or future retirement journey more enjoyable and stress-free.
The retirement planning and advice we provide to you is tailored to your specific situation and circumstances.
We explore the A to Z of retirement considerations to achieve the best strategy with the best outcomes for you.
Superannuation Advice
Your superannuation will likely be the biggest asset you will accumulate in your life.
It is also the most tax-efficient investment vehicle you can utilise towards achieving your financial freedom.
We are superannuation product agnostic and are well versed in all options from Industry Super to Retail Super to Self Managed Superannuation Funds (SMSF).
We cut through the financial jargon and provide you with the A to Z of each option to enable you to make an educated and informed decision.
Debt Management Advice
Effective debt management is a key consideration for any financial plan.
We educate you on the A to Z of debt – tax deductible and non-tax deductible.
Whether it’s reviewing your current loans and their structures or improving your asset protection scenario, we explore the potential strategies to place you in a better and stronger position with relation to your debt management.
Personal Insurance Advice
The biggest asset to your financial plan is yourself and your ability to earn an income. Your ability to earn an income is contingent on your health.
You may think that you are bulletproof and you will be healthy forever. Unfortunately, the reality is quite different and you nor us can control what happens to our health.
We educate you on the A to Z of insurance and insured events. We devise strategies tailored to your personal situation and objectives. We are insurance product agnostic and review the market to arrive at the most suitable product for your insurance needs.
If you do have an insurance claim to make, we have got your back. We are there to assist you, take care of the claim process and deal with the insurer leaving you to focus on your health and recovery.
Investment Advice
We encourage you to start investing as young as possible!
Investing forms the core of your wealth creation strategy thanks to the beautiful and powerful concept of compound interest – don’t believe us, believe this guy.
We listen to your needs and goals and devise an investment strategy aimed to achieve them.
We can’t control nor predict short-term movements in investment markets. However, we can control what fees you pay and how much risk you are comfortable embracing in order to achieve your desired goals and objectives.
Tax Advice
Tax is one of the certainties in life!
We explore the A to Z of tax in relevance to your current and potential scenarios with the purpose to unlock powerful strategies for you.
We aim to minimise the tax you pay (legally of course) and divert the savings in tax to your wealth creation strategies that are working towards your financial freedom.
Home Loan and Finance Advice
We educate you on the A to Z of financing and what you need to be aware of to avoid any costly mistakes.
We have relationships with finance professionals who are experts in their field and can assist you in finding the perfect finance deal.
Property Investment Advice
Direct property could be an appropriate investment vehicle for you and we educate you on the A to Z of the criteria you should be utilising in assessing the investment merits of potential properties.
We help you make informed decisions around how much to spend and borrow, and how you are going to repay the debt.
Cash Flow Advice
We educate you on the A to Z of managing your money which in turn, will help you achieve true financial freedom.
We help you devise a realistic personal budget, provide education on how to track it and how to correct it quickly. We help you implement saving plans to help you achieve your financial goals, such as buying your first home or establishing an ongoing investment plan for your child’s future.